Unified Pension Scheme with 50% Assured Pension for Central Government Employees -

Employees get 50% of their last 12 months' average basic pay as a pension after 25 years of service; pro-rata for 10-25 years

UNIFIED PENSION SCHEME

Family Pension: Family receives 60% of the employee's last pension if the employee dies

Minimum Pension: A minimum of Rs 10,000 per month is guaranteed for those with at least 10 years of service

Inflation Adjustment: Pensions are adjusted for inflation, linked to the AICPI-IW

Lump-Sum Payment: Upon retirement, a lump-sum payment is provided, which does not reduce the assured pension

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